Legal

Privacy Policy

Last updated: October 2026

ZC Financial Inc (“ZC Financial,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or interact with us through our chat widget, email, text messages, or by phone. By using our services, you consent to the practices described in this policy.

Information We Collect

We may collect the following types of information when you interact with us through our website, chat widget, email, text message, or by telephone:

  • Contact Information: Your name, phone number, email address, and mailing address.
  • Quote and Coverage Details: Information you provide when requesting a life insurance quote, such as your age, coverage preferences, and household details relevant to finding you suitable coverage.
  • Communications: The content of messages you send us through our chat widget, by email, or by text message, so we can respond to your requests and provide service.
  • Usage and Device Information: Limited information about how you use our website, including your approximate geographic location, the type of device or browser you use, and the pages you visit.

How We Use Your Information

We use the information we collect to:

  • Respond to your questions and requests for life insurance quotes and information.
  • Communicate with you about your coverage, including appointment confirmations, reminders, and follow ups.
  • Provide, maintain, and improve our services and your experience with us.
  • Comply with applicable legal, regulatory, and licensing requirements as a licensed life insurance agent.
  • Protect against fraud and unauthorized access to our systems and your information.

SMS Communications

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt in data and consent will not be shared with any third parties. Information may be shared with service providers that help us deliver messages, such as our messaging platform, solely to provide the service.

How We Protect Your Information

We take reasonable measures to protect your personal information against unauthorized access, use, or disclosure. We restrict access to your information to authorized personnel who need it to operate our business and serve you. We use administrative, technical, and physical safeguards designed to protect the information we collect and process. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

Cookies

Our website may use cookies and similar tracking technologies to collect usage information and improve your experience. Cookies are small data files stored on your device that help us remember information about your visit. You may set your browser to refuse cookies or alert you when cookies are being sent; however, some parts of our website may not function properly without them. We do not use cookies to sell your information to third parties.

Your Rights

You have the right to access, update, or request deletion of the personal information we hold about you. You may also opt out of receiving marketing or promotional communications from us at any time by replying STOP to any text message, by unsubscribing from emails, or by contacting us using the information below. If you are a resident of certain states, you may have additional rights under applicable privacy laws. To exercise any of these rights, please contact us using the contact information provided below.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or other factors. When we do, we will revise the “Last updated” date at the top of this page. We encourage you to review this policy periodically to stay informed about how we collect, use, and protect your information.

Contact Us

If you have any questions about this Privacy Policy or our handling of your personal information, please contact us:

  • Phone: +1 726 205 3334
  • Email: zach@onelifecoverage.com
  • Address: 20322 Oak Panache, San Antonio, TX 78259